Milford Homes under $500,000

It's big and needs a little restoration and can be a single family or Multi-famly. Specious rooms throughout with plenty of bathrooms so lines wouldn't be forming. This is a must see for spacious living or rental.

83 Main Street, Milford

Listing courtesy of Country Squire Realty. Contact: (607) 369-4663

$149,000

2 Beds ⋅ 1 Baths ⋅ 11920734 MLS

Whether you're searching for your very first home, looking to simplify life, or dreaming of an affordable Upstate retreat, this charming two-bedroom, one-bath home offers comfort, value, and endless potential. Nestled on a quiet street in the town of Milford, you'll enjoy a peaceful setting with the convenience of being just a short drive from the Village of Cooperstown, Bassett Medical Center, Otsego Lake, golf courses, breweries, restaurants, boutique shopping, museums, and all the area's year-round attractions. Warm, welcoming, and filled with opportunity, this home is ready for its next chapter. Whether you envision cozy evenings at home, a backyard barbecue with family and friends, or simply enjoying the slower pace and beauty of small-town living, you'll appreciate everything this property has to offer. Why spend money paying someone else's mortgage when you can start building equity in a home of your own? At just this price homeownership may be more attainable than you ever imagined. And for downstate buyers, this is a rare opportunity to own your own slice of beautiful Central New York for less than the cost of many annual vacations. Escape the traffic, unwind in the fresh country air, and enjoy weekends exploring charming villages, scenic back roads, lakes, hiking trails, and everything that makes this area such a sought-after destination. Whether you're looking for a full-time residence, a weekend getaway, or an investment in your future, this affordable, private, and conveniently located home is one you won't want to miss. Come discover why so many people fall in love with life in upstate New York!

11 Kilts Rd, Milford

Listing courtesy of Linda Flynn with Keller Williams Upstate NY Properties

$495,000

4 Beds ⋅ 3 Baths ⋅ R1701791 MLS

Waterfront Cape Chalet with Elevated Treehouse Views on Goodyear Lake! Perched above the shoreline with 50 feet of private waterfront, this year-round Cape Chalet offers privacy, pretty east facing views and DIRECT LAKEFRONT right where the Susquehanna River meets Goodyear Lake. Nestled among the trees, and just steps to the water, the home enjoys an enchanting treehouse feel, with elevated views through the canopy to the sparkling water below. The natural setting provides welcome shade and privacy during the summer, or consider selective trimming of saplings to further enhance the panoramic water vistas. With 2½ levels of finished living space, this solid and well-maintained 4-bedroom, 3-full-bath home easily adapts to a variety of lifestyles. The main level features an open living, dining, and kitchen area designed for simple living. Sliding glass doors invite the outdoors in and open to an expansive deck—a great start to your day to unwind as the river gently flows below. Two guest bedrooms and a full bath complete this level. The second floor is dedicated to a private primary suite with a spacious bedroom, ensuite bath with dual vanities, separate his-and-hers closets, and skylights that bathe the space in natural light. The adjoining loft offers space for a home office, reading nook, yoga or fitness area. A finished walk-out lower level provides exceptional flexibility with its own private entrance - making it ideal for guests, extended family, or income potential. This space includes a kitchenette, living room, bedroom, and full bath, with sliding glass doors opening to a covered patio overlooking the water. Whether used as a private guest suite, mid or long term rental, or multi-generational living space, it offers comfort and independence while remaining connected to the main home. Recent updates include a durable metal roof installed just two years ago, providing lasting value and peace of mind for years to come. From the elevated deck to the peaceful patio below, every level of the home is designed to embrace the beauty of its waterfront setting and the relaxed lifestyle that comes with it.

138 Vito Molinari Road, Milford

Listing courtesy of Cooperstown Brokers, LLC. Contact:

$450,000

3 Beds ⋅ 3 Baths ⋅ R1702756 MLS

Escape to your own private retreat with this exceptional custom-built luxury log home, perfectly situated on over 11 secluded acres just minutes from Oneonta and Cooperstown. Surrounded by nature, this one-of-a-kind property offers the ideal blend of rustic elegance and modern comfort. Step inside to an open-concept floor plan highlighted by soaring cathedral ceilings, abundant natural light from skylights and dramatic windows, and a stunning handcrafted Adirondack split-stone fireplace complete with a waterfall—creating a truly unforgettable centerpiece. The gourmet kitchen is designed for both everyday living and entertaining, featuring beautiful hickory cabinetry, Corian countertops, a JennAir range, and generous workspace. The spectacular primary suite is a private sanctuary, boasting oversized windows that flood the room with natural light, walk-in closets, a luxurious full bath, and a relaxing hot tub. A spacious primary bedroom loft overlooks the main living area, while the finished lower-level recreation room provides additional space for entertaining, hobbies, or family gatherings. Outside, unwind on the expansive wraparound deck and take in the peaceful wooded views that surround this remarkable property. Offering privacy, craftsmanship, and timeless log home charm, this extraordinary home is truly a dream come true.

829 Gifford Hill Road, Milford

Listing courtesy of Benson Agency Real Estate LLC. Contact: 917-541-3436

$369,900

3 Beds ⋅ 2 Baths ⋅ R1694755 MLS

Discover an exceptional rustic barn home set on 3.64 parklike acres, where history, character, and modern comfort come together in perfect harmony. Ideally located on a quiet country road near Goodyear Lake (just off the Route 28 corridor), minutes from Oneonta and Cooperstown, this remarkable home and property offer peaceful country living with convenient access to shopping, restaurants, cultural attractions, baseball camps and outdoor recreation. Transformed into a private residence in 1960, the 2150 sf +/- home has been thoughtfully updated and beautifully maintained by its current owner. The open-concept floor plan spans both levels, creating flexible living areas ideal for entertaining, relaxing, or hosting overnight guests. Each level has adjoining bedrooms and baths. Enter the home through the bright three-season sunroom overlooking the lushly landscaped yard. The first floor features lovely bamboo flooring in the common spaces. The sun-drenched white galley kitchen opens to the dining area, living room, and other gathering spaces with bookshelves and built-in storage. The first floor bedroom and bath are close by. Upstairs you'll find another bedroom, office, and bathroom adjoining a great room with a sleeping loft. Outside is your own private oasis. Multi-level decking overlooks carefully curated perennial gardens, native grasses, mature shade trees, a tranquil koi pond, and a gently flowing stream. The level lot offers exceptional privacy, with plenty of space for gardening, recreation, or simply enjoying nature. An acre of invisible pet fencing is already in place. Three separate outbuildings provide outstanding opportunities for storage, workshops, hobbies, or creative pursuits. Can you envision the possibilities? Think family compound, artist’s retreat, additional living spaces- let your imagination go wild! Rich in character, beautifully updated, and unlike anything else on the market, this exceptional barn conversion is more than a home—it's a lifestyle. PURCHASE OFFER HAS BEEN ACCEPTED AND THERE IS A 72-HOUR HOME SALE CONTINGENCY IN PLACE. SHOWINGS AND OFFERS ARE STILL BEING ACCEPTED.

104 Bob Wilson Road, Milford

Listing courtesy of Keller Williams Upstate NY Properties. Contact: 607-434-4679

$365,000

5 Beds ⋅ 3 Baths ⋅ R1695551 MLS

Did someone say central air and a dip in Goodyear Lake? Lovingly owned by the same family since it was built in 1960, this mid-century split-level home offers five bedrooms, two separate living units, and the kind of care that’s hard to find these days. Whether you’re looking for multi-generational living, an income-producing opportunity, or simply extra space for guests, this property delivers. Many of the major updates have been completed, including a new metal roof, upgraded electric service, Andersen windows, storm doors, water softener, and yes—central air. All blending with vintage character throughout. The upper level has three bedrooms, including a primary bedroom with half bath, plus a full hall bath. The kitchen is packed with beautiful hardwood cabinetry and floor-to-ceiling storage, offering plenty of room for gathering. The dining area flows into the living room with a stone fireplace, a wonderful feature for any upstate home. Hardwood floors add warmth and charm but stay cool all summer. Downstairs, you’ll find a second fully functional living space complete with its own kitchen (with funky vintage appliances that still work), a large living room with a second wood-burning fireplace, two additional bedrooms, laundry room and a full bath. Separate front and rear entrances provide privacy for occupants on either level. There are many closets and options for storage throughout. Outside, the pie-shaped lot offers room to garden, entertain, relax, or simply enjoy the outdoors. A privacy fence creates a secluded backyard retreat with mature pear trees, while the large garage with electric provides room for 3 vehicles, tools, hobbies, and all your lake-day essentials. There’s a second smaller garage, a shed and two paved driveways. A spacious deck off the dining area is ready for summer barbecues, morning coffee, and evening sunsets, complete with a retractable awning for added comfort. And then there’s the lake. Deeded access for residents to use multiple community lake access points. Association fee is $40 and is optional to join!

135 Lee Drive, Milford

Listing courtesy of Keller Williams Upstate NY Properties. Contact: 718-501-4075

$439,000

4 Beds ⋅ 2 Baths ⋅ R1695542 MLS

Investment Opportunity with Proven Baseball Rental Potential! Own a versatile income-producing property just minutes from the heart of Cooperstown's legendary baseball attractions. This well-maintained two-family duplex offers exceptional flexibility as a year-round investment, owner-occupied property or highly sought-after seasonal baseball rental. Each spacious unit features 2 bedrooms, 1 full bath, comfortable living space and private accommodations ideal for families traveling to the area's premier youth baseball tournaments. Set on 4.42 scenic acres, the property provides plenty of room to relax and enjoy the beautiful Susquehanna River Valley countryside. Guests and residents alike will appreciate the large rear deck, above-ground pool and peaceful setting after a day at the ballfields. Prime Location. Only a short drive to Cooperstown and just 20 minutes to Oneonta. More importantly, just minutes from Cooperstown Dreams Park and a short drive to Cooperstown Baseball World. Easy access to shopping, dining, museums and all the attractions that make the Cooperstown area one of New York's premier destinations. Whether you're looking to expand your investment portfolio, generate premium seasonal rental income during baseball tournaments or enjoy the flexibility of living in one unit while renting the other, this property offers an outstanding opportunity in one of the region's most desirable locations. Presently rented on a weekly basis for $3,150 for both units, up and down. Schedule your private showing today and discover the income potential and lifestyle this unique property has to offer!

Milford

Listing courtesy of Coldwell Banker Timberland Properties. Contact: 607-267-6011

$265,500

6 Beds ⋅ 4 Baths ⋅ R1690308 MLS

Well-maintained Village of Milford triplex offering a fantastic opportunity for investors or owner-occupants. This property features three residential units, including a spacious 3-bedroom, 2-bath apartment, a 2-bedroom, 1-bath apartment, and a 1-bedroom, 1-bath apartment, offering flexibility for a variety of living arrangements and rental needs. The current owners have made numerous improvements over the years while continuing to carefully maintain the property, allowing the next owner to step right in. Offering over 3,000 square feet of living space, the property includes off-street parking, storage space, outdoor living areas, a designated laundry area, a welcoming front porch, and a spacious backyard. Conveniently located just minutes from Cooperstown, Bassett Medical Center, schools, shopping, restaurants, and local attractions, this property combines small-town convenience with excellent investment potential. Whether you're looking to expand your investment portfolio or occupy one unit while generating income from the others, this versatile multi-family property presents a rare opportunity in a highly desirable location.

88 W Main Street Unit 1-3, Milford

Listing courtesy of Keller Williams Upstate NY Properties. Contact: 607-435-3290

$175,000

2 Beds ⋅ 1 Baths ⋅ R1690194 MLS

Summer weekends can be spent here, or move in full time! Your choice! Lots of possibilities with this cute lake community home. Has 2 beds, 1 bath, but room for expansion, on a generous .56 acre lot, 5 minute walk to and deeded access to Goodyear Lake. Enjoy living at the lake!

114 Lee Drive, Milford

Listing courtesy of Benson Agency Real Estate LLC. Contact: (607) 434-8958

$399,000

9 Beds ⋅ 6 Baths ⋅ R1684811 MLS

116 N. Main in Historic Milford, a short 5 minute drive to the Cooperstown Dreams Park, and 15 minutes to the National Baseball Hall of Fame, this immaculate 4000+ square foot duplex is here for you. Sleeping a total of 18 between both units, one remodeled 2 bedroom apartment, and the other an expansive remodeled 6 bedroom with an additional upstairs bonus room in one of the most sought after locations in the Cooperstown area, home to its historic charm, many breweries, restaurants, Otsego Lake, and more. Recent updates include 2 new kitchen remodels, brand new water heater (second water heater only one year old as well), 3 new bathrooms, and a new washer/dryer combo. This property also boasts a large lot over an acre complete with a relaxing fire pit area and above ground pool. Multiple sitting areas in both the front and back invite you to take in the one of a kind views that the Cooperstown area has to offer. This property is currently an AirBNB Superhost booked through the Summer baseball season. Call today to take a look at all this property has to offer.

116 N Main Street, Milford

Listing courtesy of Coldwell Banker Timberland Properties. Contact: 607-267-6013

$249,900

7 Beds ⋅ 4 Baths ⋅ R1674770 MLS

4 UNIT MULTI-FAMILY NOW AVAILABLE with 7 Bedrooms and 4 baths. Many NEW upgrades done and Improvements are continuing. Floors were redone, all rooms painted, structural work to the building completed. PRIME LOCATION between Milford and Oneonta on a large 0.61 Acre of land. Plenty of Parking. ONEONTA SCHOOLS. Three apartments have 2 bedrooms, one bath. One apartment with one bedroom, one bath. Three apartments are now vacant, new owner can set the Rental Income. Separate meters. Versatile living options. Live in one and rent the others to offset the mortgage. Or INVESTORS, this 4 unit would make a good Baseball Dream Parks Rental. Also, in a MIXED USE area. Close to Rt 28 for easy access to Cooperstown, Milford, Oneonta, Maryland NY The property provides ample outdoor space for recreation, gardening, or potential future enhancements.

6165 State Highway 7, Milford

Listing courtesy of Howard Hanna. Contact: 607-434-7436

$264,000

2 Beds ⋅ 2 Baths ⋅ R1667670 MLS

Calling all first-time homebuyers! Welcome to 102 Lougheed Rd, Oneonta, NY, a well-maintained corner-lot home conveniently located at the intersection of Lougheed Rd and County Highway 44, and situated in the Milford Central School District. This home offers a functional and inviting layout. Enter through the attached garage into a versatile cold storage/utility room, perfect for seasonal items, pantry overflow, or additional storage , which then leads into a practical mudroom area, creating an ideal everyday entry space. Just beyond, a bright sunroom opens to the back deck and yard, offering great indoor-outdoor flow for relaxing or entertaining. The main level features a spacious kitchen with dining area, a comfortable living room, and a full bathroom. Upstairs, you’ll find two generously sized bedrooms with a half bathroom conveniently located between them. Additional features include: • Central air conditioning • New hot water heater • Reliable cell service with all major providers A great opportunity for first-time buyers or those looking to downsize in a convenient location within the Milford Central School District.

102 Lougheed Road, Milford

Listing courtesy of Keller Williams Upstate NY Properties. Contact: (607) 435-0014

Milford Homes under $500,000

Newest Milford Homes under $500,000