Milford Homes under $300,000

Milford Homes under $300,000

**Discover Milford, NY: A Hidden Gem in Otsego County**

Nestled in the picturesque Otsego County, Milford, New York, is a charming town that perfectly blends rural tranquility with vibrant community life. With its stunning landscapes, friendly neighbors, and rich history, Milford offers an idyllic setting for families, retirees, and anyone seeking a peaceful retreat from the hustle and bustle of city life.

Milford is renowned for its scenic beauty, featuring rolling hills, lush forests, and sparkling lakes. Outdoor enthusiasts will delight in the abundance of recreational activities available, from hiking and biking in the nearby Cooperstown area to fishing and boating on the serene waters of Otsego Lake. The town's close-knit community hosts various seasonal events, fostering a warm and inviting atmosphere that newcomers quickly embrace.

For those looking to plant roots in Milford, the real estate market offers an impressive selection of homes priced under $300,000. This affordability makes Milford an attractive option for first-time homebuyers and families seeking spacious properties without breaking the bank. Whether you're in search of a cozy cottage, a charming farmhouse, or a modern family home, Milford's diverse offerings cater to a variety of tastes and lifestyles.

With its affordable housing options and breathtaking natural surroundings, Milford stands out as a hidden gem in Otsego County. Come explore this enchanting town and discover the perfect place to call home, where community spirit and natural beauty intertwine seamlessly. Your dream home awaits in Milford, NY!

Newest Milford Homes under $300,000

83 Main Street, Milford
$109,900
5 Beds ⋅ 6 Baths ⋅ R1714752 MLS
It's big and needs a little restoration and can be a single family or Multi-famly. Specious rooms throughout with plenty of bathrooms so lines wouldn't be forming. This is a must see for spacious living or rental.

83 Main Street, Milford

Listing courtesy of Country Squire Realty. Contact: (607) 369-4663
11 Kilts Rd, Milford
$149,000
2 Beds ⋅ 1 Baths ⋅ 11920734 MLS
Whether you're searching for your very first home, looking to simplify life, or dreaming of an affordable Upstate retreat, this charming two-bedroom, one-bath home offers comfort, value, and endless potential. Nestled on a quiet street in the town of Milford, you'll enjoy a peaceful setting with the convenience of being just a short drive from the Village of Cooperstown, Bassett Medical Center, Otsego Lake, golf courses, breweries, restaurants, boutique shopping, museums, and all the area's year-round attractions. Warm, welcoming, and filled with opportunity, this home is ready for its next chapter. Whether you envision cozy evenings at home, a backyard barbecue with family and friends, or simply enjoying the slower pace and beauty of small-town living, you'll appreciate everything this property has to offer. Why spend money paying someone else's mortgage when you can start building equity in a home of your own? At just this price homeownership may be more attainable than you ever imagined. And for downstate buyers, this is a rare opportunity to own your own slice of beautiful Central New York for less than the cost of many annual vacations. Escape the traffic, unwind in the fresh country air, and enjoy weekends exploring charming villages, scenic back roads, lakes, hiking trails, and everything that makes this area such a sought-after destination. Whether you're looking for a full-time residence, a weekend getaway, or an investment in your future, this affordable, private, and conveniently located home is one you won't want to miss. Come discover why so many people fall in love with life in upstate New York!

11 Kilts Rd, Milford

Listing courtesy of Linda Flynn with Keller Williams Upstate NY Properties
88 W Main Street Unit 1-3, Milford
$265,500
6 Beds ⋅ 4 Baths ⋅ R1690308 MLS
Well-maintained Village of Milford triplex offering a fantastic opportunity for investors or owner-occupants. This property features three residential units, including a spacious 3-bedroom, 2-bath apartment, a 2-bedroom, 1-bath apartment, and a 1-bedroom, 1-bath apartment, offering flexibility for a variety of living arrangements and rental needs. The current owners have made numerous improvements over the years while continuing to carefully maintain the property, allowing the next owner to step right in. Offering over 3,000 square feet of living space, the property includes off-street parking, storage space, outdoor living areas, a designated laundry area, a welcoming front porch, and a spacious backyard. Conveniently located just minutes from Cooperstown, Bassett Medical Center, schools, shopping, restaurants, and local attractions, this property combines small-town convenience with excellent investment potential. Whether you're looking to expand your investment portfolio or occupy one unit while generating income from the others, this versatile multi-family property presents a rare opportunity in a highly desirable location.

88 W Main Street Unit 1-3, Milford

Listing courtesy of Keller Williams Upstate NY Properties. Contact: 607-435-3290
114 Lee Drive, Milford
$175,000
2 Beds ⋅ 1 Baths ⋅ R1690194 MLS
Summer weekends can be spent here, or move in full time! Your choice! Lots of possibilities with this cute lake community home. Has 2 beds, 1 bath, but room for expansion, on a generous .56 acre lot, 5 minute walk to and deeded access to Goodyear Lake. Enjoy living at the lake!

114 Lee Drive, Milford

Listing courtesy of Benson Agency Real Estate LLC. Contact: (607) 434-8958
6165 State Highway 7, Milford
$249,900
7 Beds ⋅ 4 Baths ⋅ R1674770 MLS
4 UNIT MULTI-FAMILY NOW AVAILABLE with 7 Bedrooms and 4 baths. Many NEW upgrades done and Improvements are continuing. Floors were redone, all rooms painted, structural work to the building completed. PRIME LOCATION between Milford and Oneonta on a large 0.61 Acre of land. Plenty of Parking. ONEONTA SCHOOLS. Three apartments have 2 bedrooms, one bath. One apartment with one bedroom, one bath. Three apartments are now vacant, new owner can set the Rental Income. Separate meters. Versatile living options. Live in one and rent the others to offset the mortgage. Or INVESTORS, this 4 unit would make a good Baseball Dream Parks Rental. Also, in a MIXED USE area. Close to Rt 28 for easy access to Cooperstown, Milford, Oneonta, Maryland NY The property provides ample outdoor space for recreation, gardening, or potential future enhancements.

6165 State Highway 7, Milford

Listing courtesy of Howard Hanna. Contact: 607-434-7436
102 Lougheed Road, Milford
$264,000
2 Beds ⋅ 2 Baths ⋅ R1667670 MLS
Calling all first-time homebuyers! Welcome to 102 Lougheed Rd, Oneonta, NY, a well-maintained corner-lot home conveniently located at the intersection of Lougheed Rd and County Highway 44, and situated in the Milford Central School District. This home offers a functional and inviting layout. Enter through the attached garage into a versatile cold storage/utility room, perfect for seasonal items, pantry overflow, or additional storage , which then leads into a practical mudroom area, creating an ideal everyday entry space. Just beyond, a bright sunroom opens to the back deck and yard, offering great indoor-outdoor flow for relaxing or entertaining. The main level features a spacious kitchen with dining area, a comfortable living room, and a full bathroom. Upstairs, you’ll find two generously sized bedrooms with a half bathroom conveniently located between them. Additional features include: • Central air conditioning • New hot water heater • Reliable cell service with all major providers A great opportunity for first-time buyers or those looking to downsize in a convenient location within the Milford Central School District.

102 Lougheed Road, Milford

Listing courtesy of Keller Williams Upstate NY Properties. Contact: (607) 435-0014
232 Lake Shore Drive S, Milford
$225,000
2 Beds ⋅ 1 Baths ⋅ R1635691 MLS
What's better than lazing at the lake? At Goodyear Lake, the possibilities for year-round enjoyment are endless. Designed and built for four-season living, this inviting home offers a comfortable, compact layout with an open floor plan on the main level. The kitchen is especially appealing, with a dramatic two-story ceiling and a large window that fills the space with wonderful natural light. Upstairs, you'll find two bedrooms, creating a cozy and private retreat. The heated two-car garage is a welcome convenience, with direct entry into the house—perfect for coming home after a day spent enjoying the lake or exploring the surrounding countryside. The property consists of two parcels, providing plenty of outdoor space and room to enjoy the natural setting. Best of all, deeded access to Goodyear Lake is included, putting lake recreation a short stroll from the house. And if you're looking for an investment, this property has an established history of short-term rentals, offering an attractive opportunity for those seeking income potential. Whether you're dreaming of peaceful mornings by the water, summer days on the lake, or a cozy four-season getaway, this is a place to enjoy life at your own pace. Your Goodyear Lake community is waiting. Schedule your appointment today!

232 Lake Shore Drive S, Milford

Listing courtesy of Keller Williams Upstate NY Properties. Contact: 607-353-2590
Start Your Search